The Imperative Foundation

Health Plans For 2027, State By State

Every individual health plan sold on HealthCare.gov, county by county: what it costs before and after the tax credit, the most you could pay in a year, and what changed from 2026. Choose your state.

Pick Your State

In each tile: the middle (median) change in full price from 2026 to 2027 for plans sold in both years, for a 40-year-old, before any tax credit. Your own price depends on your county, your age and your income; your state's page shows it.

States not listed run their own marketplaces; this guide covers the 29 states that use HealthCare.gov for 2027. Enroll by December 15, 2026, for coverage that starts January 1, 2027. Open enrollment runs until January 15, 2027, for coverage that starts February 1. Dates can change, so confirm them on HealthCare.gov.